Last updated: 1st October 2025

 Welcome to The Asset Advocate website. By accessing or using this website, you agree to be bound by the following Terms & Conditions. Please read them carefully.

1. General Information

This website is owned and operated by The Asset Advocate (“we”, “us”, “our”). The services we provide are offered in accordance with New Zealand law.
The information on this website is for general information only and does not constitute financial, legal, or investment advice. You should seek independent advice before making any property or investment decisions.

2. Use of the Website

You may use this website for lawful purposes only.
You agree not to copy, distribute, modify, or exploit any content on this website without our prior written consent.
We make no guarantees that the website or any content will always be available, uninterrupted, or error-free.

3. Services, Engagement, and Fees

All services provided by The Asset Advocate are tailored and bespoke. Engagements will be agreed separately with each client under a written agreement that outlines the scope, fees, and deliverables. Fees, charging structures, and payment terms will always be agreed before any work commences.

4. Confidentiality

We respect the confidential nature of our client relationships. All information provided to us during an engagement will remain private and will not be shared with third parties unless required by law or with your explicit permission.

5. Intellectual Property
All content, branding, graphics, and text on this website are the property of The Asset Advocate (unless otherwise credited) and may not be reproduced or used without prior consent. This website may also use stock images licensed for commercial use from royalty-free libraries. These are used with full permission and rights.

6. Third-Party Links
This website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites.

7. Limitation of Liability
To the maximum extent permitted by law, The Asset Advocate is not liable for any direct, indirect, or consequential loss or damage arising from the use of this website, reliance on its content, or engagement with our services.

8. Amendments
We may update these Terms & Conditions from time to time. Changes will be posted on this page with the “Last updated” date. Continued use of the website indicates your acceptance of any updated terms.

9. Governing Law
These Terms & Conditions are governed by the laws of New Zealand. Any disputes will be subject to the exclusive jurisdiction of the New Zealand courts..